Why Protecting Purchasing Power Matters
Inflation is one of the most silent yet devastating threats to long-term wealth. Over time, rising prices erode the real value of your money making it harder to maintain your lifestyle, preserve savings, and grow your nest egg.
Take this example: A $100,000 savings account in 2000 would now need to be over $180,000 in 2025 just to keep up with inflation. That’s not growth that’s simply keeping your purchasing power intact.
At Navigator Wealth Fund, our mission is to help you grow not just your wealth on paper, but its real-world value. We do that through alternative investments that offer consistent income and inflation-beating potential.
The Silent Risk: How Inflation Erodes Wealth
🚨 The Hidden Cost of Cash Traditional savings accounts earn 2–3% while inflation is often higher. That gap quietly eats away at your purchasing power every year.
🚨 Stock Market Uncertainty While equities may outpace inflation over the long run, short-term volatility, recessions, and market corrections can derail even well-planned strategies especially for retirees.
🚨 Low-Yield Bonds Can’t Keep Up As of 2025, average bond yields remain below 5%, barely matching headline inflation. After taxes and fees, most bond investors are actually losing real value.
How We Help You Beat Inflation
At Navigator Wealth Fund, we use a multi-layered strategy to keep your wealth growing faster than inflation, protecting not just your account balance, but your ability to use it meaningfully.
âś… 1. Investing in Real Assets We focus on income-producing real estate and asset-backed lending both of which historically perform well in inflationary environments.
đź“Ś According to NAREIT, real estate has outpaced inflation in over 80% of market cycles since 1970.
đź“Ś A 2025 study from Avison Young confirms that inflation-protected lease structures and property appreciation continue to make real estate a strong hedge.
✅ 2. Generating Stable, Inflation-Resistant Income Our lending strategies provide investors with 8–11% preferred returns. Unlike fixed bonds, our private loans are short-term, flexible, and tied to real assets.
đź“Ś KKR and Morgan Stanley both highlight private credit as a rising alternative offering yield, downside protection, and better inflation correlation than traditional bonds in 2025.
đź“Ś Private debt investments now outperform bonds in most forward-looking models for retirement income stability.
âś… 3. Using Alternative Investments to Diversify Away from Public Market Risk By incorporating private credit, structured lending, and real estate debt into our portfolio, we give our investors consistent returns without the daily price swings of the stock market.
📌 Cambridge Associates (2024–2025) found that portfolios with at least 20% allocation to alternatives had significantly stronger inflation-adjusted returns compared to traditional 60/40 models.
đź“Ś Macquarie Capital projects private credit to grow by 11.2% in 2025 alone, due to strong institutional demand and performance during inflation cycles.
Why This Matters More Than Ever
If you’re planning for retirement, building generational wealth, or simply want your investments to do more than break even, inflation protection isn’t optional, it’s essential.
At Navigator Wealth Fund, we don’t chase hype. We focus on what works:
🔹 Real, tangible assets.
🔹 Consistent, above-inflation returns.
🔹 Thoughtful risk management in any market.
đź“© Want to safeguard your wealth and earn reliable income no matter the market?
Navigator Wealth Fund offers secure, short-term investment opportunities with 8–11% preferred returns, backed by real estate and private lending strategies.
👉 Explore Our Inflation-Proof Income Fund
Disclaimer: This article is for informational purposes only and does not constitute financial, legal, or investment advice. All investments carry risk. Please consult with a licensed advisor before making any financial decisions.