NAVIGATOR INCOME FUND
Earn 8–11% Target Returns Backed by Real Estate Loans
The Navigator Income Fund provides accredited investors with scheduled quarterly income through first-position, asset-backed loans. IRA/401(k) eligible.
Get the Income Fund Fact Sheet
Ready to Build Your Income Engine?
Now accepting capital from accredited investors seeking strategies that aim to deliver:
Consistent quarterly income potential- Diversification opportunities beyond traditional markets
- IRA/401(k)-eligible investment options
- A conservative, asset-backed lending approach designed to help manage risk
Trusted by Accredited Investors Nationwide
Why Navigator Income Fund
Accredited investors choose the Navigator Income Fund because it seeks to combine the consistent income potential of fixed-income strategies with the downside mitigation of real estate–backed security.
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8-11% Targeted returns depending on investment Tier - ✅
Scheduled Quarterly interest distributions (with reinvestment options) - ✅
Short-term loans, typically 12 months or less - ✅
IRA/401(k) eligible through self-directed accounts - ✅
Principals invest personal capital alongside investors
How It Works
The Navigator Income Fund originates short-term loans to real estate operators across Massachusetts, Rhode Island, and Southern New Hampshire.
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Conservative underwriting at 70% loan-to-value (80% for bridge loans) - ✅ Secured by first-position liens and personal guarantees
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Rigorous third-party appraisals and on-site inspections - ✅
Construction draw controls to ensure funds are used as intended - ✅
Navigator named on title insurance and property insurance - Result: Investors participate in income-oriented and capital preservation strategies, while borrowers benefit from the speed and flexibility of private lending.
Why Hard Money Lending?
Hard money lending is an established, asset-backed strategy:
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The Fund seeks to provide investors with fixed-interest opportunities collateralized by real estate. - ✅ Borrowers pay for speed and certainty, not just price.
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Deals are structured so the asset value protects investor capital. - At Navigator, we apply Rigorous underwriting to every loan, ensuring alignment and reliability
What Sets Navigator Apart
Hard money lending is an established, asset-backed strategy:
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Experience: 10+ years of active real estate investing - ✅ Alignment: Principals co-invest in deals alongside investors
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Transparency: Quarterly reporting and investor updates - ✅Values: Integrity, Transparency, Operational Excellence, Value Creation
Schedule an Introductory call with us to discuss how Navigator can help you reach your wealth-building goals to retire with financial confidence
Disclaimer:
This offering is for accredited investors only. This is not an offer to sell or a solicitation of an offer to buy any securities. Any such offering will be made only through a private placement memorandum (PPM) and related documents. Past performance is not indicative of future results. Investing in real estate involves risk, including the risk of loss of capital.